Posts Tagged ‘auto accident’

Common No-Fault Insurance Questions

Wednesday, March 30th, 2011

From the Desk of Ross Cellino

Regardless of whether you have or have not ever been in an auto accident, we understand that no-fault insurance can be somewhat overwhelming to deal with.

I have been an attorney for over twenty-five years and because of the difficult and time sensitive issues surrounding no fault, Cellino & Barnes chose many years ago to take care of our clients’ no-fault issues for them.

The most common no-fault questions we hear are:

  •      What is no-fault and what does it cover?
  •      Is there a Deadline?
  •      How much coverage is there?
  •      Do I need a referral to see a doctor?
  •      Is there a deadline for submitting medical bills for payment?
  •      What if no-fault denies payment?

We understand the issues surrounding an auto accident can be overwhelming. To learn the answers to these questions and more, click on no-fault insurance questions.

If you need to speak with me (Ross Cellino) or another attorney at Cellino & Barnes contact us today. 800-621-2020.

Sincerely,

Ross Cellino

Should Insurance Agents and Brokers be Required to Discuss SUM Coverage with their Customers?

Tuesday, November 16th, 2010

It is unfortunate that many people with auto insurance policies either do not have SUM coverage or have minimum SUM coverage.

Why is SUM coverage so important anyway?

SUM stands for Supplementary Underinsured/Uninsured Motorist coverage. SUM is coverage provided by your insurance company to protect you (and your passengers) in the event an accident happens and the other driver either did not have insurance or they had minimal insurance (which is $25,000/$50,000 in New York State).

Again, SUM coverage protects you and your family. For example, if you were badly injured in a car accident and the other vehicle only had $25,000 in coverage, you would be able to use your SUM coverage. This would allow you to be compensated for your lost wages, pain and suffering and your medical costs up to the level of your SUM coverage. If you had $500,000 of SUM, you could be compensated up to $500,000, even though the other driver only had a $25,000 policy.

What can be done in New York State to ensure that the public is well informed and protected in the case of a serious auto accident? Perhaps, insurance companies and their agents and brokers could be required to have their clients sign a confirmation that they have reviewed and understand SUM coverage and have decided not to seek this additional coverage.

Auto accident victims in New York State are often left with many unanswered questions and often do not understand the importance of SUM coverage until it’s too late.

The attorneys at Cellino and Barnes encourage you to contact your insurance agent or broker today to discuss the importance of SUM coverage and whether you have this insurance on your policy. If you have been injured or have questions about an accident you were in, the attorneys at Cellino & Barnes are available 24/7 to help you. Our consultation is Free. Contact us today.

Truck Accident Victims Receive $3.25 Million

Tuesday, November 3rd, 2009

Cellino & Barnes – Trial Attorney Michael J. Cooper

Our clients were on the job working as City Garbage Collectors, when their vehicle was t-boned by a truck that ran a red light.

As a result of this truck accident, our clients suffered injuries to their back, knee, neck and head. Both clients underwent spinal fusion surgeries.

Attorney Michael Cooper prepared the cases for trial and hired some of the best experts in the country, including accident reconstruction experts.  As a result of his thorough preparation, the insurance companies, on the eve of trial, finally agreed to his settlement demand of $1.75 million and $1.5 million, respectively.

“Michael Cooper’s  thorough preparation and determination to proceed to trial was a key to the outcome of this case,” stated Ross Cellino.

Rochester New York Man Airlifted After Collision

Tuesday, August 4th, 2009

Via NewYorkInjuryNews.com

July 31, 2009 – A Rochester man, while driving his pickup truck, jumped the median and collided with a minivan on Macedon Center Road in the Town of Perinton.

The driver of the pickup truck, a 32-year-old Rochester man, suffered serious injuries to his chest and arms. He was airlifted to Strong Memorial Hospital.

The driver of the minivan, a 47-year-old woman from Macedon, suffered minor injuries in the auto accident and was transported via ambulance to Strong Hospital.

Police continue to investigate the accident.

Lockport Woman in Serious Condition – Texting While Driving Accident

Monday, August 3rd, 2009

Via NewYorkInjuryNews.com

Aug 3, 2009 – Three people were injured when the driver of a tow truck struck a car at an intersection. The tow truck driver hit the back of the vehicle causing it to swerve out of control and crash through a resident’s backyard fence.

The car and motorcycle on the back of the tow truck flew off, damaging a residential home, destroying the air conditioning unit and house’s gas lines, ultimately landing in a swimming pool.

The woman driving the car in this car accident was transported to ECMC via helicopter for her serious injuries. An 8-year-old passenger was taken to Women and Children’s Hospital for her injuries.  Their car was totaled.

Truck driver has been charged with talking on a mobile phone [while driving], following too closely, and reckless driving. He was talking while driving and texting while driving on two separate mobile phones at the same time.